Frequently Asked Questions

Q1: What is the purpose of Cavitas dental insurance?

A1: Insurance is a tool to protect against financial loss. In accordance with the principle of insurance and on the basis of mutual assistance, persons seeking to avoid the realization of a certain similar risk collect their funds at the insurer so that some of them receive insurance benefits in the event of a negative consequence. Thus, the principle of insurance is the distribution of the damages (claims) between a large number of persons carrying the same risk.

Q2: Why to join Cavitas dental insurance?

A2: Cavitas dental insurance, like any other insurance, is to prevent and diminish your potential risks. In the case of dental insurance, these risks are the dental costs that you may incur in the future.

Q3: Does an insured person have to disclose their dental status in order to get Cavitas dental insurance cover?

A3: . No, this is not required. All existing teeth are covered regardless of previous treatment history (missing teeth are excluded). This includes, already ongoing, planned or recommended treatments, provided that the treatment occurs after the start date of the policy period.

Q4: How long is the policy period?
Q4: Policy period is 1 year although the Cavitas insurance benefit plan is for the 3-years so that the cover is increasing over three (3) years giving the maximum coverage in the third year.
Q1: How us as company can get Cavitas dental insurance cover for our employees?
A1: In order for the group insurance contract between the insurer and the company please declare your insurance interest to us (or to your other mandated broker).
Q2: Is there a requirement for minimum amount of employees to conclude Cavitas dental insurance contract with insurer
A2: Yes, please contact us and we'll share you the requirements.
Q3: How my employees would se serviced during policy period?
A3: All members (employee and family members) can download Cavitas dental insurance mobile application to have a quick access to policy information, submit quickly claims, get guidelines how to brush the teeth as well buy effective teeth care products. On website (www.cavitas.pl) all members can access to login-protected area to have a access to the same information.

Q1: How can me as employee of the company get Cavitas dental insurance cover?

A1: In order for the group insurance contract between the insurer and your company to be finalized and for you to receive the advantages of Cavitas dental insurance, your employer must declare its insurance interest to us (or do it through another mandated broker).

Q2: Why to join Cavitas dental insurance?

A2: Yes you can add your spouse/partner and children up to 23 year old if you have such permission from your employer.

Q3: In wich dental clinics Cavitas dental insurance is valid?

A3: Cavitas dental insurance is valid in any dental clinic in Poland or EU/EEA country (except oral cancer treatment what must be done in Poland only). In the event of an dental accident coverage is valid in all licensed dental clinics wordlwide.

Q1: How can us as broker get Cavitas dental insurance for our corporate clients?
A1: You must declare your insurance interest to us in order for the group insurance contract between the insurer and your corporate client to be finalized. From there, we'll guide you furthure.
Q2: Is there a requirement for minimum amount of employees of my corporate client to conclude Cavitas dental insurance contract with an insurer?
A2: Yes, please contact us and we'll share you the requirements.